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A client receives a legal memorandum from her lawyer, then forwards it to her unaffiliated investor to reassure him about a business deal. The investor is not helping provide legal advice. What is the likely effect?
No waiver, because legal memoranda can never lose privilege.
No waiver, because any person with a financial interest is part of the privilege.
Waiver, because disclosure to an unnecessary third party destroys confidentiality.
Automatic crime-fraud exception.